by Andrew Fertig
For most Americans, in addition to warmer weather, Spring means tax season. Compiling a year’s worth of financial records can be a tedious and confusing task, but it can also be a time of reflection—to thoughtfully consider how we used our money, and where there might be some room for improvement. We’re also able to […]
ideas42’s network of academic affiliates represent some of the world’s foremost experts in behavioral science. With the ideas42 Affiliate Series, we invite them to share their insights and what inspires their exploration into human behavior. Our New York office recently had the pleasure of hosting Heather Schofield– our newest Affiliate an assistant professor in the Department of […]
by Gov42 Team
Tax Day – April 18 – is just around the corner. But you probably don’t need the reminder since you effortlessly filed your return in January, right? Taxes are a pain. You have to track down documents, navigate jargon, and answer countless questions. On top of the hassles, it’s anxiety-inducing to figure out how much […]
by Katy Davis & Nicki Cohen
Why we’re wrong about lower income consumers, a three-part series Products and services that help low- and moderate-income (LMI) consumers manage their day-to-day finances and improve their long-term financial health are a clear need that hasn’t yet been solved by mainstream or alternative financial providers. Why haven’t the needs of LMI consumers been met by […]
by Financial Solutions Lab
This blog originally appeared on the CFSI/JP Morgan Chase Financial Solutions Lab Medium. ideas42 is proud to serve as a behavioral advisor to the Lab. In New York, 22-year-old Sean had been using a savings app called Even for about eight weeks when he realized something that surprised him: by automatically saving his higher-than-average income, he’d […]
by DJ Neri for Misbehaving
This post originally appeared on the Misbehaving Blog, powered by ideas42 and the Center for Decision Research at the University of Chicago. Welcome back to Nudgespotting! Today we’ll take a look at several attempts to make you a better driver and discover how creating a “simple” nudge can be a not-so-simple task. Recently, on a […]
by Katy Davis & Nicki Cohen
Why we’re wrong about lower income consumers, a three-part series Products and services that help low- and moderate-income (LMI) consumers manage their day-to-day finances and improve their long-term financial health are a clear need that hasn’t yet been solved by mainstream or alternative financial providers. Why haven’t the needs of LMI consumers been met […]
ideas42’s network of academic affiliates represent some of the world’s foremost experts in behavioral science. With the ideas42 Affiliate Series, we invite them to share their insights and what inspires their exploration into human behavior. Our New York office recently had the pleasure of hosting Paul Zak– our newest Affiliate and founding Director of the Center […]
by David Munguía Gómez & Jaclyn Lefkowitz
It’s now 2 weeks into the new year, and chances are most of us have spent the first several days of 2016 diligently working to keep our New Year’s resolutions. Once again, we’ve dragged ourselves to the over-crowded gym after work, we’ve braved the long lines at grocery stores to fill our carts with healthy […]
It’s simply a fact that many products, policies, and services created specifically to benefit everyday people are either under-used or not used at all. Whether it’s helpful savings tools, financial aid for education, or comprehensive health insurance plans, many of us simply never enroll or use them despite intending to do so. So what’s going […]
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