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…behavioral approach to combat the common barriers holding back customers. In Increasing Applications to Small-Dollar Loans: A Behavioral Design Guide for Financial Providers, we lay out evidence-based tactics that draw…

Compared with traditional brick-and-mortar financial services, digital financial services can offer greater accessibility and convenience at lower prices. Features such as real-time notifications and automated transfers can help people avoid…

…by increasing tax returns and consumer spending power and building a more educated workforce that can compete on a global stage. But the reality is that not everyone finds it…