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For the 45.3 million Americans who struggle to cover basic expenses, living in poverty is costly in terms of time, money, and cognition. Recent research by two of ideas42’s cofounders…

HIGHLIGHTS High school students report receiving insufficient training for managing their personal finances Providing resources and coaching can help offset financial disparities that affect educational outcomes Designing programs with behavioral…

…savings cushions could help households manage unexpected expenses or disruptions in income without relying on costly credit. But in practice, setting aside money is difficult. That’s why people across all…