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…even further, especially among first-generation students, low-income students, and students of color who can be less likely to leverage them in the first place. For example, students may miss communications…

…the World Bank Social Protection and Jobs team in Ghana and the Government of Ghana),within a productive inclusion program Complementary Livelihoods and Asset Support Scheme (CLASS), that provides cash transfers…

…resources available.   Our Approach To understand the loan decision-making process, we spoke with Kenyan farmers, loan officers, and other key stakeholders, observed farmer group meetings, and analyzed administrative data….

…into action, our FHC program sets a personal tone in all communications with members, using phrases such as, “Jane, I’m setting aside time for our conversation” rather than, “Your appointment…

…imply novel solutions (such as “opt out” 401(k) programs). Tactic #3: Change Representation Another useful tactic for problem solving is changing how the problem is represented. Imagine that you and…

…within the workplace stand out as places ripe for change through behavioral design, where outdated “ideal worker norms”— the cultural idea that work demands workers’ complete attention, allegiance, and sacrifice—are…

…remains a severe problem in the United States. As of 2012, the relative poverty rate in America is 17.4 percent —well above the OECD average of 11.1 percent (OECD 2014)….