by Kelli Garcia and Amanda Kaplan
December 5, 2022 Savings help families secure a comfortable retirement, weather financial emergencies, make major purchases, and decrease stress. Unfortunately, nearly 57 million workers in the U.S. do not have access to an employer-based retirement plan, including over 63% of Hispanic workers, 53% of Black workers, 45% of Asian American workers, and 41% of white […]
by Kathleen Addison and Awele Ajufo
This year, we mark one decade of an overlooked occasion with outsized impact: Giving Tuesday. During this season, we come together to donate to causes we care about, an altruistic extension of the previous days of indulgence in the United States and a socially conscious way to use any bonus cash we’ve accrued. In 2021, […]
by Allison Schachter and Jana Smith
While most rural pregnant women in Liberia intend to give birth in a health facility, there are many barriers that often prevent them from following through on this intention. Facility-based childbirth requires extensive preparation, from determining when and how to leave for the facility to saving for the cost of transportation and drugs and medical […]
by ideas42
ideas42 was founded nearly 15 years ago on the belief that many of the world’s greatest challenges, particularly those that disproportionately impact those with the least, could benefit from behavioral solutions. Poverty, education, health, the justice system—across all of these issues and more, persistent inequalities resisted easy resolution. We’ve been at the forefront of pioneering […]
by Wen Wen Teh
The nature of work is changing, and so are the skills required to be successful. While technical or ‘hard’ skills are essential for most jobs, there is growing evidence that ‘soft skills’ such as problem-solving, teamwork, and resilience play a key role in job market success. This is especially critical in low- and even middle-income […]
by Ric LaGrange, Lee-Sien Kao & Lalo Motiño
The words spoken by public government officials matter; and more often than not, such words have real-life implications for the decisions people make and the actions they do or don’t take. For example, much attention has been paid to President Biden’s recent declaration that the pandemic is “over”. On a recent episode of the broadcast […]
by Finou Thérèse Mendy
This is part of a series of conversations with members of the Niger and Burkina Faso National Innovations Teams (NITs), a group of 54 health professionals across government and non-profit sectors. NIT members engage in a hybrid online and in-person applied learning curriculum developed by ideas42, which includes an introduction to behavioral design and hands-on […]
by Lois Aryee and Sara Flanagan
Rigorous impact evaluations are essential to determining program effectiveness. Yet, they are often time-intensive and costly, and may fail to provide the rapid feedback necessary for informing real-time decision-making and course corrections along the way that maximize programmatic impact. Capturing feedback that’s both quick and valuable can be a delicate balance. In an ongoing impact […]
by Kelli Garcia
September 15, 2022 New census data adds to the growing body of evidence showing that the expanded Child Tax Credit (CTC) helped reduce childhood poverty. In 2021, child poverty fell to a record low of 5.2%, a 46% decline since 2021. Yet, despite this success, Congress failed to extend the CTC, leaving families without this […]
by Josh Wright and Bonnie Wallace
America’s staggering economic inequality, particularly impacting people of color, and the financial instability of most individuals and families in the United States, show that our society is not on a sustainable path to prosperity. Historically, many philanthropists, NGOs, financial institutions, and other industries working to support economic mobility have approached financial health from a […]
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