Imagine you’ve been stuck in a meeting that ran into the lunch hour and you’re hungry—really hungry. You’ll focus on your hunger, craving whatever is closest and finding it tough to stick to long-term nutritional goals like maintaining low cholesterol. A very hungry version of you will also be more easily deterred by any short-term […]
In April 2015 the UK Government will introduce big changes to the rules surrounding how people can access their pension pots. The changes are complex, but the overall effect will be to give pension holders much more flexibility to spend or invest their savings as they choose when they reach 55. With this increased freedom […]
In Fall 2014, 7.3 million students matriculated at community colleges across the United States. Many were first-time freshmen who faced a number of important decisions: whether to enroll full- or part-time, what course of study to pursue, which classes to select. As the semester unfolded, they were confronted with smaller but still consequential choices: Should […]
by ideas42
The American Economic Association (AEA) wrapped up its annual three-day meeting last weekend with the 2013 John Bates Clark Medal recipient Raj Chetty addressing a packed ballroom in Boston’s Sheraton Hotel. Known for his keen eye for the importance of details often ignored by other researchers, Chetty used the spotlight to make the case for […]
by ideas42
This post originally appeared on the Center for Financial Inclusion at Accion Blog. What does it take to successfully design, pilot, and scale an effective new financial product or service? Much more than most would realize! That’s why the Center for Financial Inclusion’s (CFI) recent behavioral insights workshop in Bogota, Colombia, had a clear focus: […]
by ideas42
The much-anticipated 2015 World Development Report (WDR), which this year focuses on mind, society, and behavior, was released today. Drawing on insights from many of the world’s top academics and researchers, the report makes a strong case for the successful application of behavioral science in international development. The report reviews early efforts from around the […]
by ideas42
This week, ideas42’s Executive Director Piyush Tantia and Managing Director Alissa Fishbane joined President Obama, the First Lady, and Vice President in Washington, D.C. for a College Opportunity Day of Action. In addition to making our own commitment to improving outcomes for thousands of former, current, and future college students around the country, Alissa and Piyush […]
by ideas42
45.3 million: The number of Americans living in poverty in 2013. $500 billion: The estimated cost of poverty in the United States each year, including public expenditures and lost earnings. In response to these startling statistics, ideas42 recently launched the Poverty Interrupted initiative, a radical venture aiming to use insights from behavioral science to help […]
As regular readers of this blog will know, a big focus of our work at ideas42 is helping to tackle difficult problems in postsecondary education. During an interactive webinar last week, we shared our insights on the behavioral bottlenecks we believe are contributing to two of our first projects in this space: reducing drop-off between […]
by ideas42
On a recent weekday morning, a group of entrepreneurs, teachers, computer programmers, and college administrators from all over the country assembled with behavioral experts from ideas42 in pursuit of a venerable mission: identifying a way to double three-year degree completion rates among U.S. community college students. This mission, earnestly accepted by all members of the […]
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